Tapcheck: Same Day Pay & Earned Wage Access for Employees

Best-in-class benefits start with on-demand pay

Tapcheck is an on-demand pay solution that lets employees access a portion of their earned wages before payday.

No changes in payroll
Free for employers
Easy to launch

Book a Demo

Experience a personalized 30-minute product demo and get all your questions answered by our experts.

Trusted by leading companies

Making it easy to be a great place to work

93% of employees say they felt better about their employer because they offered on-demand pay.

Reduce employee turnover and stress
Improve financial wellness across your workforce
Boost bottom-line business performance

How Tapcheck works

Connect Systems
Tapcheck connects with your existing payroll and timekeeping systems via our no-code integration.
Calculate Earnings
As employees clock in and out, Tapcheck calculates their available balance, up to 70% of net earnings.
Teams Access Their Pay
Employees see their available earnings in the Tapcheck app and can deposit them to their bank account or pay card.
Run Payroll Like Normal
On payday, you run payroll as usual. Any transfers are reconciled and itemized on the employee's pay stub.

Built to benefit everyone

Why Employers Choose Tapcheck

Better workforce performance: 50% lower turnover, 76% less absenteeism, and 89% higher productivity with on-demand pay
Payroll flexibility: Send tips, bonuses, or final pay instantly with Tapcheck Disbursements
Zero cost: No fees, no hidden charges—Tapcheck is always free for employers
Competitive advantage: Get ahead by offering benefits employees and job seekers expect
Easy to launch: 300+ integrations, no changes to payroll systems or processes

Why Employees Love Tapcheck

Payday, anytime: Use earned wages anytime for gas, groceries, or bills, no more waiting for payday
Free financial tools: Access to personalized tips and tools to help employees save and budget smarter
Prizeout: Employees can get extra rewards when they transfer their balances to gift cards—$200 in cash can become $240 in gas
Easy to use: A simple app for instant transfers, clearly itemized on the paystub for full visibility
Lower stress: 70% of employees said on-demand pay lowered their financial stress

Hear From Our Customers

Employer Testimonials

"This benefit is hands-off, it helps the employee"
Alan Barrington
Head of HR, Stonebriar Auto Services, a Jiffy Lube Franchise

"Huge Burden Lifted!"
Renate S.
General Manager

"Tapcheck really assured me that they were going to be there when we needed it"
Alexia Lucero-Kendall
Payroll Supervisor, Sweetwater Care

"Tapcheck is one of the easiest, most user-friendly platforms in payroll processing"
Becki Carpenter
Payroll Director, TJ Wolf, a McDonald’s Franchise

"Tapcheck has helped us with retention"
Cathy Remedies
Director of Operations Services, R2 Restaurants, a Taco Bell Franchise

"As a department of one, if there's a heavy lift, it doesn't make it a lot of sense. I'm the one handling onboarding, offboarding, performance; so it needs to be easy. There's no heavy lift with Tapcheck"
Shara Kreisl
Director of Human Resources and Payroll, Planet Fitness

"The connection between financial wellness and their overall wellbeing, sometimes it's as vital as"
Amanda Wickert
VP of Engagement, Navion Senior Solutions

"You're either going to pay for something with your time or your money"
Eli Collier
Franchise Owner, HomeWell Care Services

"Just go for it. It doesn't cost you anything"
Aaron Shapiro
Payroll Director, Vertex Consulting Group

"Tapcheck has been the easiest implementation I've ever done"
Holly Lasitis
Accounting & HR Management, M&J Management, a McDonald’s Franchise

The leading on-demand pay provider

4.7/5

Trustpilot rating, highest in the industry

$1B+

in early wages funded

12K+

businesses served