Best-in-class benefits start with daily on-demand pay

Tapcheck is an on-demand pay solution that lets employees access a portion of their earned wages before payday.

• No changes in payroll
• Free for employers
• Easy to launch

Trusted by leading companies

Making it easy to be a great place to work

93% of employees say they felt better about their employer because they offered on-demand pay.

• Reduce employee turnover and stress
• Improve financial wellness across your workforce
• Boost bottom-line business performance

How Tapcheck works

1. Connect Systems
   Tapcheck connects with your existing payroll and timekeeping systems via our no-code integration.

2. Calculate Earnings
   As employees clock in and out, Tapcheck calculates their available balance, up to 70% of net earnings.

3. Teams Access Their Pay
   Employees see their available earnings in the Tapcheck app and can deposit them to their bank account or pay card.

4. Run Payroll Like Normal
   On payday, you run payroll as usual. Any transfers are reconciled and itemized on the employee's pay stub.

Built to benefit everyone

Why Employers Choose Tapcheck

• Better workforce performance: 50% lower turnover, 76% less absenteeism, and 89% higher productivity with on-demand pay
• Payroll flexibility: Send tips, bonuses, or final pay instantly with Tapcheck Disbursements
• Zero cost: No fees, no hidden charges—Tapcheck is always free for employers
• Competitive advantage: Get ahead by offering benefits employees and job seekers expect
• Easy to launch: 300+ integrations, no changes to payroll systems or processes

Why Employers Love Tapcheck

• Payday, anytime: Use earned wages anytime for gas, groceries, or bills, no more waiting for payday
• Free financial tools: Access to personalized tips and tools to help employees save and budget smarter
• Prizeout: Employees can get extra rewards when they transfer their balances to gift cards—$200 in cash can become $240 in gas
• Easy to use: A simple app for instant transfers, clearly itemized on the paystub for full visibility
• Lower stress: 70% of employees said on-demand pay lowered their financial stress

Hear From Our Customers

Employer Testimonial

Alan Barrington, Head of HR, Stonebriar Auto Services, a Jiffy Lube Franchise
"This benefit is hands-off, it helps the employee, it's fully integrated, and it doesn't cost the company. It's a no-brainer."

Employer Testimonial

Renate S., General Manager
"Integration is a breeze and there is very little for me to do on my end, but whenever I do have a question, the Tapcheck team is responsive and friendly."

Employer Testimonial

Alexia Lucero-Kendall, Payroll Supervisor, Sweetwater Care
"Tapcheck really assured me that they were going to be there when we needed it. We've had nightmare situations before, but Tapcheck was right there with us."

Employer Testimonial

Becki Carpenter, Payroll Director, TJ Wolf, a McDonald’s Franchise
"Tapcheck is one of the easiest, most user-friendly platforms in payroll processing that I use in my expertise of work."

Employer Testimonial

Cathy Remedies, Director of Operations Services, R2 Restaurants, a Taco Bell Franchise
"Tapcheck has helped us with retention. Our employees are calling out of work less because they can get the funds they need before payday to take care of whatever it is they need."

Employer Testimonial

Shara Kreisl, Director of Human Resources and Payroll, Planet Fitness
"As a department of one, if there's a heavy lift, it doesn't make it a lot of sense. I'm the one handling onboarding, offboarding, performance; so it needs to be easy. There's no heavy lift with Tapcheck."

Employer Testimonial

Amanda Wickert, VP of Engagement, Navion Senior Solutions
"The connection between financial wellness and their overall wellbeing, sometimes it's as vital as: 'I don't have $50 to go to the urgent care, so I'm just going to let this infection get worse'. It would be detrimental for a lot of our communities if we didn't have this kind of benefit."

Employer Testimonial

Eli Collier, Franchise Owner, HomeWell Care Services
"You're either going to pay for something with your time or your money. Tapcheck is one of the very few companies that didn't cost me either."

Employer Testimonial

Aaron Shapiro, Payroll Director, Vertex Consulting Group
"Just go for it. It doesn't cost you anything, and it makes a huge difference for employees living paycheck to paycheck. It's a great asset for any facility."

Employer Testimonial

Holly Lasitis, Accounting & HR Management, M&J Management, a McDonald’s Franchise
"Tapcheck has been the easiest implementation I've ever done, and I've done quite a few of them. Honestly, it feels like I did next to nothing."

The leading on-demand pay provider

4.7/5

Trustpilot rating, highest in the industry

$1B+

in early wages funded

12K+

businesses served