Best-in-class benefits start with daily on-demand pay

Tapcheck is an on-demand pay solution that lets employees access a portion of their earned wages before payday.

• No changes in payroll
• Free for employers
• Easy to launch

Find out how much Tapcheck can save you

Business Metrics

• Number of Employees
• Average Annual Salary ($)
• Current Turnover Rate (%)
• Cost to Hire per Employee ($)
• Training Cost per Employee ($)

Expected Turnover Reduction

• 25% (Conservative)
• 5% (Industry Avg)
• 50% (Optimistic)

Employee Adoption Rate

• 50%
• 20%
• 50%
• 100%

Annual Turnover Cost Savings: $125,000
Methodology: ROI calculations are based on turnover cost reductions from improved employee financial wellness. Tapcheck analysis found EWA can reduce turnover by 13–27% on average.

Current Turnover Cost: $1,000,000
Projected Turnover Cost: $875,000
Turnover Reduction: 12.5%
Implementation: Immediate
No upfront costs

Trusted by leading companies

Making it easy to be a great place to work

93% of employees say they felt better about their employer because they offered on-demand pay.

• Reduce employee turnover and stress
• Improve financial wellness across your workforce
• Boost bottom-line business performance

How Tapcheck works

1. Connect Systems
   Tapcheck connects with your existing payroll and timekeeping systems via our no-code integration.

2. Calculate Earnings
   As employees clock in and out, Tapcheck calculates their available balance, up to 70% of net earnings.

3. Teams Access Their Pay
   Employees see their available earnings in the Tapcheck app and can deposit them to their bank account or pay card.

4. Run Payroll Like Normal
   On payday, you run payroll as usual. Any transfers are reconciled and itemized on the employee's pay stub.

Built to benefit everyone

Why Employers Choose Tapcheck

• Better workforce performance: 50% lower turnover, 76% less absenteeism, and 89% higher productivity with on-demand pay
• Payroll flexibility: Send tips, bonuses, or final pay instantly with Tapcheck Disbursements
• Zero cost: No fees, no hidden charges—Tapcheck is always free for employers
• Competitive advantage: Get ahead by offering benefits employees and job seekers expect
• Easy to launch: 300+ integrations, no changes to payroll systems or processes

Why Employees Love Tapcheck

• Payday, anytime: Use earned wages anytime for gas, groceries, or bills, no more waiting for payday
• Free financial tools: Access to personalized tips and tools to help employees save and budget smarter
• Prizeout: Employees can get extra rewards when they transfer their balances to gift cards—$200 in cash can become $240 in gas
• Easy to use: A simple app for instant transfers, clearly itemized on the paystub for full visibility
• Lower stress: 70% of employees said on-demand pay lowered their financial stress

Hear From Our Customers

Employer Testimonial: This benefit is hands-off, it helps the employee.
Alan Barrington, Head of HR, Stonebriar Auto Services, a Jiffy Lube Franchise

Employer Testimonial: Huge Burden Lifted! Integration is a breeze and there is very little for me to do on my end, but whenever I do have a question, the Tapcheck team is responsive and friendly.
Renate S., General Manager

Employer Testimonial: Tapcheck really assured me that they were going to be there when we needed it.
Alexia Lucero-Kendall, Payroll Supervisor, Sweetwater Care

Employer Testimonial: Tapcheck is one of the easiest, most user-friendly platforms in payroll processing.
Becki Carpenter, Payroll Director, TJ Wolf, a McDonald’s Franchise

Employer Testimonial: Tapcheck has helped us with retention. Our employees are calling out of work less because they can get the funds they need before payday to take care of whatever it is they need.
Cathy Remedies, Director of Operations Services, R2 Restaurants, a Taco Bell Franchise

Employer Testimonial: As a department of one, if there's a heavy lift, it doesn't make it a lot of sense. I'm the one handling onboarding, offboarding, performance; so it needs to be easy. There's no heavy lift with Tapcheck.
Shara Kreisl, Director of Human Resources and Payroll, Planet Fitness

Employer Testimonial: The connection between financial wellness and their overall wellbeing, sometimes it's as vital as: 'I don't have $50 to go to the urgent care, so I'm just going to let this infection get worse'.
Amanda Wickert, VP of Engagement, Navion Senior Solutions

Employer Testimonial: You're either going to pay for something with your time or your money. Tapcheck is one of the very few companies that didn't cost me either.
Eli Collier, Franchise Owner, HomeWell Care Services

Employer Testimonial: Just go for it. It doesn't cost you anything, and it makes a huge difference for employees living paycheck to paycheck.
Aaron Shapiro, Payroll Director, Vertex Consulting Group

Employer Testimonial: Tapcheck has been the easiest implementation I've ever done.
Holly Lasitis, Accounting & HR Management, M&J Management, a McDonald’s Franchise

The leading on-demand pay provider

4.7/5 Trustpilot rating, highest in the industry

$1B+ in early wages funded

12K+ businesses served

Want to Learn More?

Sign up for a demo of Tapcheck to learn how it can revolutionize payday for your team.