BASIC Payroll users can now offer on-demand pay — at no cost

Tapcheck connects directly with BASIC Payroll so your employees can access earned wages before payday. Zero cost to the business. No new workflows. Just a benefit your team will actually use.

Book a free demo

Your system is already connected. We just switch it on.

Because Tapcheck integrates directly with BASIC Payroll, you don't need to change your current process. We sync with your existing pay periods, calculate earned wages in real time, and settle any advances at your regular payroll cycle — seamlessly.

Connect your BASIC Payroll account

One-time setup takes less than 30 minutes with your dedicated onboarding specialist.

Invite your employees

Send a bulk invite via email or text. Employees download the app and enroll in minutes.

Tapcheck handles everything else

We track hours, calculate earned pay, fund advance requests, and reconcile at payroll — zero lift from your HR team.

Real-time earnings calculation

Automatic payroll reconciliation

No manual data entry or exports

Works within existing pay periods

SOC 2 Type II compliant

Real Results

Businesses like yours are already seeing the impact

Amanda Wickert
VP of Engagement, Navion Senior Solutions

Anything that we can do to differentiate ourselves is a good thing. There are a lot of companies in our industry that don’t have this, and Tapcheck helped decrease our turnover rate.

75% usage rate

$0 overhead cost

2 wks time to live

Frequently Asked Questions

Got questions? We've got answers.

How does Tapcheck integrate with BASIC Payroll

Tapcheck connects directly to your BASIC Payroll account via API. We pull time and attendance data to calculate earned wages in real time. At the end of your pay period, any advanced amounts are automatically reconciled through your normal payroll run — no manual exports, no separate bank accounts.

Does this cost my company anything?

No. Tapcheck is completely free for employers. Employees pay a small flat fee per transfer — similar to an ATM fee — to access their wages early. There are no interest charges, subscriptions, or hidden costs passed to the employer.

Will this change our payroll process?

Not at all. Tapcheck works within your existing pay periods and payroll cycle. We fund employee wage advances from our own balance sheet and reconcile at your regular payroll run. Your BASIC Payroll workflow stays exactly the same.

What if an employee leaves before their advance is repaid?

Tapcheck absorbs the risk. If an employee's final paycheck doesn't cover an outstanding advance, Tapcheck handles the recovery — not your business. Your exposure is zero.

How long does setup take?

Getting started with the benefit takes less than 30 minutes. Roll it out to employees in as little as two weeks.

Is Tapcheck compliant in my state?

Tapcheck is compliant with state EWA regulations and holds required state licenses.

On-demand pay: the benefit employees actually want

Earned Wage Access (EWA) gives employees financial freedom. It provides safe and easy access to wages they've already earned before payday arrives — no interest, no debt spirals. Just their own money, when they need it.

Employees earn wages in real time

As employees work, Tapcheck continuously calculates how much they've earned based on your payroll or timeclock data — updating every day.

They request what they need, when they need it

Via the Tapcheck mobile app, employees can transfer any portion of their earned wages directly to their bank account — instantly or by the next business day.

Free for employers, fair for employees

Tapcheck charges a small per-transfer fee to employees — similar to an ATM fee. There are no interest charges, no credit checks, and no debt created.

Employer dashboard with full visibility

See utilization rates, track adoption, and access reporting — all from a clean employer portal.

Tapcheck in numbers

Real impact. Proven results.

12K+ Businesses trust Tapcheck

$1B+ Accessed through Tapcheck

95% Satisfaction rate among HR and payroll teams

89% Of employees feel more loyal to their employer with Tapcheck.

Everything you need. Nothing you don't.

Zero Cost to Employers

Tapcheck is 100% free to offer as an employer. No setup fees, no monthly costs, no hidden charges.

Instant Transfers

Employees can request instant access to earned wages, usually delivered within minutes.

No Credit Checks

Access is based on hours worked, not creditworthiness. Payroll-eligible employees can download the app and get started day one.

Built-in Security

AES 256-bit encryption for data, regular audits and ongoing risk monitoring, and strict access controls of devices and data.

Top-Rated Mobile App

4.8 stars in the App Store and Google Play. Employees love the clean, intuitive experience — and that's reflected in adoption rates.

Dedicated Support

Every employer gets an onboarding specialist and ongoing account manager. We don't hand you off to a chatbot after you sign up.

Your employees are living paycheck to paycheck.

You can change that today.

Book a free demo to see how Tapcheck can work for your team.