# CenTex Bookkeeping users can now offer on-demand pay — at no cost

Tapcheck connects directly with CenTex Bookkeeping so your employees can access earned wages before payday. Zero cost to the business. No new workflows. Just a benefit your team will actually use.

[Book a free demo](/content/partner/centex-bookkeeping#/index.html)

## Book your free demo

See the CenTex Bookkeeping + Tapcheck integration live in 20 minutes.

### Seamless setup

Your system is already connected. We just switch it on.

Because Tapcheck integrates directly with CenTex Bookkeeping, you don't need to change your current process. We sync with your existing pay periods, calculate earned wages in real time, and settle any advances at your regular payroll cycle — seamlessly.

#### Connect your CenTex Bookkeeping account
One-time setup takes less than 30 minutes with your dedicated onboarding specialist.

#### Invite your employees
Send a bulk invite via email or text. Employees download the app and enroll in minutes.

#### Tapcheck handles everything else
We track hours, calculate earned pay, fund advance requests, and reconcile at payroll — zero lift from your HR team.

## Real-time earnings calculation

Tapcheck provides seamless integration that ensures accurate payroll without additional manual processes.

## Employers reap the benefits
Businesses like yours are already seeing the impact:
- 23% increase in retention
- 75% usage rate
- $0 overhead cost
- 2 weeks time to live

### Frequently Asked Questions

#### How does Tapcheck integrate with CenTex Bookkeeping?
Tapcheck connects directly to your CenTex Bookkeeping account via API. We pull time and attendance data to calculate earned wages in real time.

#### Does this cost my company anything?
No. Tapcheck is completely free for employers.

#### Will this change our payroll process?
Not at all. Tapcheck works within your existing pay periods and payroll cycle.

#### What if an employee leaves before their advance is repaid?
Tapcheck absorbs the risk. Your exposure is zero.

#### How long does setup take?
Getting started with the benefit takes less than 30 minutes. Roll it out to employees in as little as two weeks.

#### Is Tapcheck compliant in my state?
Tapcheck is compliant with state EWA regulations and holds required state licenses.

## What is Tapcheck?
On-demand pay: the benefit employees actually want. Earned Wage Access (EWA) gives employees financial freedom, providing easy access to wages they've already earned before payday.

### Employees earn wages in real time
As employees work, Tapcheck continuously calculates how much they've earned based on payroll or timeclock data — updating every day.

### They request what they need, when they need it
Via the Tapcheck mobile app, employees can transfer any portion of their earned wages directly to their bank account — instantly or by the next business day.

### It reconciles at payday
Whatever was advanced gets deducted at your regular payroll cycle.

### Free for employers, fair for employees
Tapcheck charges a small per-transfer fee to employees — similar to an ATM fee. There are no interest charges, no credit checks, and no debt created.

### Compliant and secure
Tapcheck is SOC 2 Type II certified and compliant with state EWA regulations.

### Employer dashboard with full visibility
See utilization rates, track adoption, and access reporting all from a clean employer portal.

## Tapcheck in numbers
- 12K+ Businesses trust Tapcheck
- $1B+ Accessed through Tapcheck
- 95% Satisfaction rate among HR and payroll teams
- 89% Of employees feel more loyal to their employer with Tapcheck.

## Everything you need. Nothing you don't.
Tapcheck is 100% free to offer as an employer. No setup fees, no monthly costs, no hidden charges. Instant access to earned wages, usually delivered within minutes. Access is based on hours worked, not creditworthiness.

### Top-Rated Mobile App
Employees love the clean, intuitive experience — and that's reflected in adoption rates.

## Your employees are living paycheck to paycheck.
You can change that today.

Book a 20-minute demo to see how Tapcheck can work for your team.

[Book a free demo](/content/partner/centex-bookkeeping#/index.html)