## Deluxe users can now offer on-demand pay — at no cost

Tapcheck connects directly with Deluxe so your employees can access earned wages before payday. Zero cost to the business. No new workflows. Just a benefit your team will actually use.

[Book a free demo](/content/partner/deluxe#/index.html)

### Seamless setup

#### Your system is already connected. We just switch it on.

Because Tapcheck integrates directly with Deluxe, you don't need to change your current process. We sync with your existing pay periods, calculate earned wages in real time, and settle any advances at your regular payroll cycle — seamlessly.

#### Connect your Deluxe account

One-time setup takes less than 30 minutes with your dedicated onboarding specialist.

#### Invite your employees

Send a bulk invite via email or text. Employees download the app and enroll in minutes.

#### Tapcheck handles everything else

We track hours, calculate earned pay, fund advance requests, and reconcile at payroll — zero lift from your HR team.

### Real-time earnings calculation

### Automatic payroll reconciliation

### No manual data entry or exports

### Works within existing pay periods

### SOC 2 Type II compliant

## Businesses like yours are already seeing the impact

**Amanda Wickert**  
VP of Engagement, Navion Senior Solutions

"Anything that we can do to differentiate ourselves is a good thing. There are a lot of companies in our industry that don’t have this, and Tapcheck helped decrease our turnover rate."

**75%** usage rate  
**$0** overhead cost

### Frequently Asked Questions

#### How does Tapcheck integrate with Deluxe?

Tapcheck connects directly to your Deluxe account via API. We pull time and attendance data to calculate earned wages in real time.

#### Does this cost my company anything?

No. Tapcheck is completely free for employers. Employees pay a small flat fee per transfer — similar to an ATM fee — to access their wages early.

#### Will this change our payroll process?

Not at all. Tapcheck works within your existing pay periods and payroll cycle.

#### What if an employee leaves before their advance is repaid?

Tapcheck absorbs the risk. Your exposure is zero.

#### How long does setup take?

Getting started with the benefit takes less than 30 minutes.

#### Is Tapcheck compliant in my state?

Tapcheck is compliant with state EWA regulations and holds required state licenses.

## On-demand pay: the benefit employees actually want

Earned Wage Access (EWA) gives employees financial freedom. It provides safe and easy access to wages they've already earned before payday arrives — no interest, no debt spirals. Just their own money, when they need it.

### Employees earn wages in real time

As employees work, Tapcheck continuously calculates how much they've earned based on your payroll or timeclock data — updating every day.

### They request what they need, when they need it

Via the Tapcheck mobile app, employees can transfer any portion of their earned wages directly to their bank account — instantly or by the next business day.

### It reconciles at payday

Whatever was advanced gets deducted at your regular payroll cycle.

### Free for employers, fair for employees

Tapcheck charges a small per-transfer fee to employees — similar to an ATM fee. There are no interest charges.

### Compliant and secure

Tapcheck is SOC 2 Type II certified and compliant with state EWA regulations.

### Employer dashboard with full visibility

See utilization rates, track adoption, and access reporting — all from a clean employer portal.

## Tapcheck in numbers

**12K+** Businesses trust Tapcheck  
**$1B+** Accessed through Tapcheck  
**95%** Satisfaction rate among HR and payroll teams  
**89%** Of employees feel more loyal to their employer with Tapcheck.

## Everything you need. Nothing you don't.

### Zero Cost to Employers

Tapcheck is 100% free to offer as an employer. No setup fees, no hidden charges.

### Instant Transfers

Employees can request instant access to earned wages.

### No Credit Checks

Access is based on hours worked, not creditworthiness.

### Built-in Security

AES 256-bit encryption for data, regular audits, and strict access controls.

### Top-Rated Mobile App

4.8 stars in the App Store and Google Play.

### Dedicated Support

Every employer gets an onboarding specialist and ongoing account manager.

## Your employees are living paycheck to paycheck.

You can change that today.

[Book a free demo](/content/partner/deluxe#/index.html) **Book a free demo**